Retain Your Top Talent Without Raising Salaries
Our Non-Qualified Deferred Compensation (NQDC) solution gives you a competitive edge by offering tax-free retirement income, living benefits, and legacy value to key employees all while protecting your business.
Executive-Level Benefits Without Executive-Level Costs
Boost Retention
Offer long-term, tax-free retirement benefits, at no cost to the employee to reward loyalty and reduce turnover.
Protect Key People
In the event of a health crisis or unexpected loss, this plan pays up to $1M in tax-free benefits to your business.
No Out-of-Pocket Contributions
Your business only pays interest for 8 years. Premiums are funded through institutional lending, not your operating capital.
Advantage
Hiring Is Expensive. Replacing Is Worse.
It costs up to 20% more to replace a high-performing employee. Add training time, workflow disruption, and loss of institutional knowledge and you’ve got a serious business risk. Our NQDC plan gives you a powerful reason for your best people to stay.
Benefit
Tax-Free Retirement Income, Living Benefits, and Legacy Value
This plan provides employees with tax-free income at retirement, living benefits for major health events, and a death benefit all with no upfront cost to them. Your business only pays interest (typically deductible) for 8 years, then the policy’s internal
growth covers the rest.
Feature
You’re Covered — No Matter What Happens
Whether an employee retires, has a medical event, or passes away unexpectedly, this plan is designed to protect your company. You receive living or death benefits up to $1M, providing stability during transitions.
Conclusion
A Smarter Way to Invest in People
You can offer a premium-level benefit without raising base salaries or restructuring your compensation model. With as few as 10 employees earning $70K+, you can activate a scalable solution that drives retention, protects your team, and adds value to your company.
“We implemented the NQDC plan with 15 key employees. Turnover dropped to zero — and our team finally felt they were being rewarded for staying long term.”
– CEO, Regional Healthcare Firm
Ready to Reward Loyalty Without Restructuring Compensation?
Our agency takes a collaborative approach, working closely with you to understand your business objectives and craft personalized marketing solutions
that align with your vision.
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